Smart view
A smart view gathers everything about one life area — health, retirement, taxes, debt, emergency fund — from records you already keep, without re-filing anything.
Key takeaways
- Smart views assemble accounts, insurance, documents, and transactions around one life area automatically.
- Your records stay where they are; a smart view is a lens, not a folder.
- Life areas include health, retirement, taxes, debt and credit, emergency fund, property, education, business, and estate.
Real questions arrive by life area, not by record type. "Are we ready for tax season?" involves some accounts, certain transactions, a few documents, and maybe an insurance policy, scattered across the very screens that keep everyday bookkeeping tidy. A smart view is Owniko's answer: one page per life area, assembled automatically from records you already keep.
A lens, not a folder
Nothing moves and nothing is re-filed. Smart views apply rules, account types, document kinds, linked policies, and keyword patterns, to pull the relevant records into one place. Your HSA account, pharmacy transactions, and insurance cards appear in Health & Coverage while continuing to live exactly where they always did. Delete nothing, duplicate nothing.
The life areas
Health & Coverage, Retirement, Tax & Deductions, Debt & Credit, Emergency Fund, Property & Home, Education, Business, and Estate. Each view leads with the summary its area actually cares about: the Debt & Credit view thinks in balances and due dates; Emergency Fund thinks in months of essential expenses; Tax & Deductions thinks in documents and deductible transactions.
Why this beats folders
Filing systems force one location per record, and life disagrees: the HSA is both a health thing and a tax thing. Because smart views are computed, the same record appears in every area it belongs to, and the views stay current as records change, with no maintenance ritual.
Where you’ll see it
Smart views live in the Planning hub. They reward specific bookkeeping: an account named "HSA" and documents typed correctly give the rules more to work with than Account 2 and untyped uploads.